| All citizens who come under DBT schemes can be issued a wallet with Rupay card.Rupay card as per the latest RBI circular can be used at any ATM or Merchant POS terminal for cash out. | Citizens across the state including those in remote villages get advantage of Government benefits directly credited to their wallet and,inter alia,save time on visiting banks. |
| Transparency, Trust & Data Privacy | Easy to top-up/load money to wallet |
| Immediately credits settlement without delays | Easy to pay to any merchant or service |
| Accuracy of Accounts & Availability of MIS | Mini statement to track all transactions |
| Greater utilization of public services | Easy access to all Government services |
| UPI,IMPS,BBPS,Rupay and Fastag are directly available to the wallet holders.The wallet would provide the latest services available from NPCI | Many services integrated in wallet for the convenience of the citizens |
| Lower Transaction Costs | Wallet Accessibility in Remote Areas can be provided |
| Paperless Transactions | No paper work needed to use the wallet |
| Ensure equitable & inclusive access to services | No cost of maintaining a wallet Account |
| Digital On-boarding & KYC Authentication | Citizens can use wallet even without a phone |
